All tools

Savings calculator

Plan a down payment, emergency fund, or another savings goal. Work out how much to contribute, what your savings could grow to, or when you could reach your target.

Your savings plan

Contribution timing

Growth compounds monthly at a rate equivalent to the annual rate you enter. Beginning-of-month deposits receive that month’s growth.

Keep this calculation

Only on this page

Saved only in this browser. Downloads contain your financial inputs; keep your copy somewhere private.

Monthly contribution

Enter your savings details

Enter the savings balance you want to reach.

This projection helps you explore a savings plan with your own assumptions. For background on contributions and compound growth, see the SEC’s compound interest calculator.