Behind the numbers

Coverage and verification

Generated from this build’s rule packs and executable examples. A verification date records a review of figures, not a promise that every return or payroll configuration is supported.

Know the boundaries

PaySpect is a prerelease planning tool, not a tax-return preparer or payroll service. It does not submit forms, change employer payroll, or make payments. A saved withholding plan must still be applied with your employer.

State estimates require a confirmed single-state resident household. Multi-state allocation, part-year/nonresident returns, AMT, NIIT, capital-gain tax rates, EITC, detailed itemization, and full underpayment-penalty calculations are not modeled. Benefit and deduction eligibility require your confirmation. Missing coverage means unknown tax, not zero.

Only the years below ship. Future years are unsupported until their packs are added and verified. No wage-income withholding does not mean no other state taxes; payroll programs and local taxes depend on each pack.

2025 · 5 rule packs

Federal

W-4 percentage method + FICA
Federal planning estimate

Figures reviewed: 2026-09-04

Sources (15)

California

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-08

Sources (10)

Louisiana

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (10)

Massachusetts

Income-tax withholding
Massachusetts planning estimate

Figures reviewed: 2026-09-04

Sources (16)

New York

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (12)

2026 · 29 rule packs

Federal

W-4 percentage method + FICA
Federal planning estimate

Figures reviewed: 2026-09-06

Sources (12)

Alaska

No wage-income withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (9)

Arizona

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (12)

California

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-08

Sources (10)

Colorado

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (8)

Georgia

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (7)

Iowa

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (10)

Idaho

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (13)

Illinois

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (8)

Kentucky

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (15)

Louisiana

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (9)

Massachusetts

Income-tax withholding
Massachusetts planning estimate

Figures reviewed: 2026-09-07

Sources (17)

Michigan

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (12)

Mississippi

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (8)

North Carolina

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (8)

New York

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (12)

Pennsylvania

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (14)

Utah

Income-tax withholding
Simplified annual estimate

Figures reviewed: 2026-09-07

Sources (8)

Washington

No wage-income withholding
No annual return modeled

Figures reviewed: 2026-09-07

Sources (9)

Selected executable evidence

This page’s build fails if the engine drifts from the pinned expected results.

California DE 44 (2026), Method B examples A–F · Rev. 52 (4-26), pages 43–45

The engine annualizes the published annual tables. Examples C and D use rounded per-period tables and differ by two cents; E and F use the publication's annualized method. These are selected regression examples, not a claim that every possible paycheck matches to the cent.

Example A

$210.00 weekly; single; 1 regular / 0 additional allowances

Publication $0.00Engine $0.00Difference $0.00

Example B

$1,600.00 biweekly; mfj; 2 regular / 1 additional allowances

Publication $2.38Engine $2.38Difference $0.00

Example C

$5,100.00 monthly; mfj; 5 regular / 0 additional allowances

Publication $0.82Engine $0.84Difference $0.02

Example D

$950.00 weekly; hoh; 3 regular / 0 additional allowances

Publication $1.69Engine $1.67Difference -$0.02

Example E

$2,400.00 semimonthly; mfj; 4 regular / 0 additional allowances

Publication $4.13Engine $4.13Difference $0.00

Example F

$4,750.00 monthly; mfj; 4 regular / 0 additional allowances

Publication $7.17Engine $7.17Difference $0.00

Virginia Employer Withholding Instructions, John example · Rev. 05/25, pages 21–22

The printed example rounds annual tax to a whole dollar before dividing. The exact formula with final cents gives $109.48 instead of $109.50; the engine retains the exact formula.

Example John

$2,649.00 semimonthly; single; 5 regular / 0 additional allowances

Publication $109.50Engine $109.48Difference -$0.02

South Carolina WH-1603F, 2026 withholding formula example · Rev. 11/4/25, page 1

The worked formula example reproduces to the cent. The separate wage-bracket tables use approximate wage ranges and may differ from this formula. Annual-return rules are not modeled.

Example $750 weekly

$750.00 weekly; single; 3 regular / 0 additional allowances

Publication $10.58Engine $10.58Difference $0.00

Wisconsin Publication W-166, alternate method examples · 1/26 edition, pages 26–27

All three alternate-method examples reproduce to the cent. The publication retains the payroll tables effective January 1, 2022. These payroll calculations do not estimate annual-return liability.

Example 1

$350.00 weekly; single; 1 regular / 0 additional allowances

Publication $7.59Engine $7.59Difference $0.00

Example 2

$500.00 weekly; single; 3 regular / 0 additional allowances

Publication $14.34Engine $14.34Difference $0.00

Example 3

$1,000.00 biweekly; mfj; 3 regular / 0 additional allowances

Publication $22.08Engine $22.08Difference $0.00

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