Paycheck calculator

Estimate take-home pay after federal and supported state taxes, benefits, and retirement contributions.

Pay details

How is your regular pay expressed? Pay frequency

Annual salary before deductions $

State for this paycheck W-4 filing status Tax year Pay date

Uses a current W-4. Add your actual withholding elections, benefits, and earlier wages below for a closer estimate. State coverage includes only the rules listed on our coverage page.

Benefits & retirement · none entered

These are payroll elections, not a contribution-compliance check. Limits are applied per modeled job; shared plans, employer contributions and actual YTD allocations need separate verification. Confirm HSA coverage and review benefit limits.

Add deduction Pre-tax for income tax; still subject to Social Security and Medicare.

Birth year (optional, for catch-up limits) Family HSA coverage

Withholding details · federal & state forms

W-4 Step 2(c): multiple jobs or working spouse

W-4 Step 3 · annual credit amount $ W-4 Step 4(c) · extra per check $ W-4 Step 4(a) · other annual income $ W-4 Step 4(b) · annual deductions $

Exempt from federal income tax withholding

Year-to-date & other earnings

Enter wages and contributions before this check for this employer. Zero means none. These affect payroll caps; they are not a record of earlier pay or withholding.

Social Security wages before this check $ Medicare wages before this check $ Supplemental wages before this check $ 401(k) / 403(b) contributions before this check $ HSA contributions before this check $

Tips on the regular paycheck $ Imputed group-term life on the regular paycheck $

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Estimated take-home per paycheck

Enter your pay details

Choose the state for this paycheck.

Retirement savings calculator →